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Packagesbc-fhir-ig
Resource TypeInsurancePlan
IdInsurancePlan-SBCExampleHMO.json
FHIR VersionR4

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Resources that this resource uses

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Narrative

Note: links and images are rebased to the (stated) source

Generated Narrative: InsurancePlan SBCExampleHMO

SBC Metadata Extension

  • sbcVersionDate: 2021-01-01
  • minimumEssentialCoverage: true
  • minimumValue: true

Excluded Services Extension

serviceType: Cosmetic surgery

description: Services for cosmetic purposes are not covered

url

service

serviceType: Weight loss programs

description: Weight loss programs except when medically necessary

url

service

identifier: https://www.cms.gov/CCIIO/Resources/Data-Resources/hios/12345CA001000101

status: Active

name: Sample Health HMO Gold Plan

period: 2025-01-01 --> 2025-12-31

ownedBy: Sample Health Insurance Company

administeredBy: Organization Sample Health Insurance Company

contact

purpose: General Questions

telecom: ph: 1-800-123-4567, https://www.samplehealth.com

contact

purpose: Uniform Glossary

telecom: https://www.healthcare.gov/sbc-glossary/

coverage

type: health insurance plan policy

benefit

type: Preventive Care/Screening/Immunization

requirement: No prior authorization required for in-network preventive services

benefit

type: Primary Care Visit to Treat an Injury or Illness

requirement: No referral required

benefit

Benefit Limitation Extension: Limited to network specialists only; out-of-network not covered except in emergencies

type: Specialist Visit

requirement: Referral required from primary care physician

benefit

Benefit Limitation Extension: Copay waived if admitted to hospital

type: Emergency Room Care

benefit

type: Generic Drugs

benefit

type: Facility Fee (e.g., Hospital Room)

requirement: Prior authorization required for non-emergency admissions

plan

type: Health Maintenance Organization (HMO)

generalCost

type: Individual Deductible

Costs

-ValueCurrency
*1500United States dollar

comment: Individual in-network deductible

generalCost

type: Family Deductible

Costs

-ValueCurrency
*3000United States dollar

generalCost

type: Individual Out-of-Pocket Maximum

Costs

-ValueCurrency
*6000United States dollar

generalCost

type: Family Out-of-Pocket Maximum

Costs

-ValueCurrency
*12000United States dollar

specificCost

category: Preventive Care/Screening/Immunization

benefit

type: Preventive Care/Screening/Immunization

cost

type: No charge

applicability: In Network

value: 0 USD

cost

type: Not covered

applicability: Out of Network

value: 0 USD

specificCost

category: Primary Care Visit to Treat an Injury or Illness

benefit

type: Primary Care Visit to Treat an Injury or Illness

cost

type: Copayment

applicability: In Network

value: 25 USD

cost

type: Not covered

applicability: Out of Network

value: 0 USD

specificCost

category: Specialist Visit

benefit

type: Specialist Visit

cost

type: Copayment

applicability: In Network

value: 50 USD

cost

type: Not covered

applicability: Out of Network

value: 0 USD

specificCost

category: Emergency Room Care

benefit

Benefit Limitation Extension: Copay waived if admitted

type: Emergency Room Care

cost

type: Copayment

applicability: In Network

value: 350 USD

cost

type: Copayment

applicability: Out of Network

value: 350 USD

specificCost

category: Generic Drugs

benefit

type: Generic Drugs

cost

type: Copayment

applicability: In Network

value: 10 USD

cost

type: Not covered

applicability: Out of Network

value: 0 USD

specificCost

category: Facility Fee (e.g., Hospital Room)

benefit

Benefit Limitation Extension: Prior authorization required

type: Facility Fee (e.g., Hospital Room)

cost

type: Coinsurance

applicability: In Network

value: 20 %

cost

type: Not covered

applicability: Out of Network

value: 0 %


Source1

{
  "resourceType": "InsurancePlan",
  "id": "SBCExampleHMO",
  "meta": {
    "profile": [
      "http://flexpa.com/fhir/sbc/StructureDefinition/sbc-insurance-plan"
    ]
  },
  "text": {
    "status": "extensions",
    "div": "<!-- snip (see above) -->"
  },
  "extension": [
    {
      "extension": [
        {
          "url": "sbcVersionDate",
          "valueDate": "2021-01-01"
        },
        {
          "url": "minimumEssentialCoverage",
          "valueBoolean": true
        },
        {
          "url": "minimumValue",
          "valueBoolean": true
        }
      ],
      "url": "http://flexpa.com/fhir/sbc/StructureDefinition/sbc-metadata"
    },
    {
      "extension": [
        {
          "extension": [
            {
              "url": "serviceType",
              "valueCodeableConcept": {
                "text": "Cosmetic surgery"
              }
            },
            {
              "url": "description",
              "valueString": "Services for cosmetic purposes are not covered"
            }
          ],
          "url": "service"
        },
        {
          "extension": [
            {
              "url": "serviceType",
              "valueCodeableConcept": {
                "text": "Weight loss programs"
              }
            },
            {
              "url": "description",
              "valueString": "Weight loss programs except when medically necessary"
            }
          ],
          "url": "service"
        }
      ],
      "url": "http://flexpa.com/fhir/sbc/StructureDefinition/excluded-services"
    }
  ],
  "identifier": [
    {
      "system": "https://www.cms.gov/CCIIO/Resources/Data-Resources/hios",
      "value": "12345CA001000101"
    }
  ],
  "status": "active",
  "name": "Sample Health HMO Gold Plan",
  "period": {
    "start": "2025-01-01",
    "end": "2025-12-31"
  },
  "ownedBy": {
    "reference": "Organization/ExampleIssuerOrg",
    "display": "Sample Health Insurance Company"
  },
  "administeredBy": {
    "reference": "Organization/ExampleIssuerOrg"
  },
  "contact": [
    {
      "purpose": {
        "text": "General Questions"
      },
      "telecom": [
        {
          "system": "phone",
          "value": "1-800-123-4567"
        },
        {
          "system": "url",
          "value": "https://www.samplehealth.com"
        }
      ]
    },
    {
      "purpose": {
        "text": "Uniform Glossary"
      },
      "telecom": [
        {
          "system": "url",
          "value": "https://www.healthcare.gov/sbc-glossary/"
        }
      ]
    }
  ],
  "coverage": [
    {
      "type": {
        "coding": [
          {
            "system": "http://terminology.hl7.org/CodeSystem/v3-ActCode",
            "code": "HIP",
            "display": "health insurance plan policy"
          }
        ]
      },
      "benefit": [
        {
          "type": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "preventive-care"
              }
            ]
          },
          "requirement": "No prior authorization required for in-network preventive services"
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "primary-care-visit"
              }
            ]
          },
          "requirement": "No referral required"
        },
        {
          "extension": [
            {
              "url": "http://flexpa.com/fhir/sbc/StructureDefinition/benefit-limitation",
              "valueString": "Limited to network specialists only; out-of-network not covered except in emergencies"
            }
          ],
          "type": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "specialist-visit"
              }
            ]
          },
          "requirement": "Referral required from primary care physician"
        },
        {
          "extension": [
            {
              "url": "http://flexpa.com/fhir/sbc/StructureDefinition/benefit-limitation",
              "valueString": "Copay waived if admitted to hospital"
            }
          ],
          "type": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "emergency-room-care"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "generic-drugs"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "hospital-facility-fee"
              }
            ]
          },
          "requirement": "Prior authorization required for non-emergency admissions"
        }
      ]
    }
  ],
  "plan": [
    {
      "type": {
        "coding": [
          {
            "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-plan-type",
            "code": "HMO"
          }
        ]
      },
      "generalCost": [
        {
          "type": {
            "text": "Individual Deductible"
          },
          "cost": {
            "value": 1500,
            "currency": "USD"
          },
          "comment": "Individual in-network deductible"
        },
        {
          "type": {
            "text": "Family Deductible"
          },
          "cost": {
            "value": 3000,
            "currency": "USD"
          }
        },
        {
          "type": {
            "text": "Individual Out-of-Pocket Maximum"
          },
          "cost": {
            "value": 6000,
            "currency": "USD"
          }
        },
        {
          "type": {
            "text": "Family Out-of-Pocket Maximum"
          },
          "cost": {
            "value": 12000,
            "currency": "USD"
          }
        }
      ],
      "specificCost": [
        {
          "category": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "preventive-care"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                    "code": "preventive-care"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "text": "No charge"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "in-network",
                        "display": "In Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 0,
                    "unit": "USD"
                  }
                },
                {
                  "type": {
                    "text": "Not covered"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "out-of-network",
                        "display": "Out of Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 0,
                    "unit": "USD"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "primary-care-visit"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                    "code": "primary-care-visit"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "text": "Copayment"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "in-network",
                        "display": "In Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 25,
                    "unit": "USD"
                  }
                },
                {
                  "type": {
                    "text": "Not covered"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "out-of-network",
                        "display": "Out of Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 0,
                    "unit": "USD"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "specialist-visit"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                    "code": "specialist-visit"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "text": "Copayment"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "in-network",
                        "display": "In Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 50,
                    "unit": "USD"
                  }
                },
                {
                  "type": {
                    "text": "Not covered"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "out-of-network",
                        "display": "Out of Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 0,
                    "unit": "USD"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "emergency-room-care"
              }
            ]
          },
          "benefit": [
            {
              "extension": [
                {
                  "url": "http://flexpa.com/fhir/sbc/StructureDefinition/benefit-limitation",
                  "valueString": "Copay waived if admitted"
                }
              ],
              "type": {
                "coding": [
                  {
                    "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                    "code": "emergency-room-care"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "text": "Copayment"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "in-network",
                        "display": "In Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 350,
                    "unit": "USD"
                  }
                },
                {
                  "type": {
                    "text": "Copayment"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "out-of-network",
                        "display": "Out of Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 350,
                    "unit": "USD"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "generic-drugs"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                    "code": "generic-drugs"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "text": "Copayment"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "in-network",
                        "display": "In Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 10,
                    "unit": "USD"
                  }
                },
                {
                  "type": {
                    "text": "Not covered"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "out-of-network",
                        "display": "Out of Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 0,
                    "unit": "USD"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                "code": "hospital-facility-fee"
              }
            ]
          },
          "benefit": [
            {
              "extension": [
                {
                  "url": "http://flexpa.com/fhir/sbc/StructureDefinition/benefit-limitation",
                  "valueString": "Prior authorization required"
                }
              ],
              "type": {
                "coding": [
                  {
                    "system": "http://flexpa.com/fhir/sbc/CodeSystem/sbc-benefit-category",
                    "code": "hospital-facility-fee"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "text": "Coinsurance"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "in-network",
                        "display": "In Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 20,
                    "unit": "%"
                  }
                },
                {
                  "type": {
                    "text": "Not covered"
                  },
                  "applicability": {
                    "coding": [
                      {
                        "system": "http://terminology.hl7.org/CodeSystem/applicability",
                        "code": "out-of-network",
                        "display": "Out of Network"
                      }
                    ]
                  },
                  "value": {
                    "value": 0,
                    "unit": "%"
                  }
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}