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Packagendhm.in
Resource TypeInsurancePlan
IdInsurancePlan-example-01.json
FHIR VersionR4

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Narrative

Note: links and images are rebased to the (stated) source

Generated Narrative: InsurancePlan example-01

version: 1

Profile: InsurancePlan

ClaimSupportingInfoRequirement

  • category: Proof of identity
  • code: Adhaar number

ClaimSupportingInfoRequirement

  • category: Proof of address
  • code: Passport number

ClaimExclusion

  • category: Pre-existing disease in renal transplant
  • statement: Expenses related to the treatment of a pre-existing Disease (PED) and its direct complications shall be excluded untit the expiry of 48 months

ClaimExclusion

  • category: Specified disease
  • statement: Expenses related to the treatment of a listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first policy with us.
  • item: Operation for glaucoma

identifier: https://irdai.gov.in/761234556546

status: Active

type: Hospitalisation Indemnity Policy

name: Active Assure Silver

period: 2023-09-10 --> 2024-09-10

ownedBy: Organization XYZ Insurance Co. Ltd.

administeredBy: Organization XYZ Insurance Co. Ltd.

coverage

ClaimCondition

  • claim-condition: The Hospitalization is medically necessary and follows the written advice of a Medical Practitioner

type: Inpatient care management (procedure)

benefit

type: Intensive care unit (environment)

benefit

type: Blood

benefit

type: Oxygen (substance)

coverage

type: Management of health status after discharge from hospital (procedure)

benefit

ClaimCondition

  • claim-condition: Medical Expenses incurred up to 90 days after discharge from the hospital

type: Management of health status after discharge from hospital (procedure)

Limits

-Value
*<=90 day

coverage

type: Pre-hospital care (situation)

benefit

type: Pre-hospital care (situation)

Limits

-Value
*<=60 day

coverage

ClaimCondition

  • claim-condition: We have accepted a claim for In-patient Hospitalization under Section C.I.(a) above for the same Illness/ Injur

type: Ambulance, device (physical object)

Benefits

-ExtensionType
*Ambulance, device (physical object)

coverage

ClaimCondition

  • claim-condition: The Medical Expenses are incurred, including for any procedure which requires a period of specialized observation or care after completion of the procedure undertaken by an Insured Person as Day Care Treatment

type: Day care case management

Benefits

-Type
*Day care case management

coverage

ClaimCondition

  • claim-condition: The donation conforms to The Transplantation of Human Organs Act 1994 and the organ is for the use of the Insured Person

type: Organ donor

Benefits

-ExtensionType
*Organ donor

plan

identifier: Active Assure Silver (use: official, )

type: Individual

generalCost

Costs

-ValueCurrency
*200000Indian rupee

specificCost

category: Ambulance, device (physical object)

benefit

type: Ambulance, device (physical object)

Costs

-TypeValue
*fullcoverage2000 INR

specificCost

category: Single room (environment)

benefit

type: Single room (environment)

Costs

-TypeValue
*fullcoverage2000 INR

specificCost

category: Intensive care unit (environment)

benefit

type: Intensive care unit (environment)

Costs

-TypeValue
*fullcoverage4000 INR

specificCost

category: Home care of patient

benefit

type: Home care of patient

Costs

-TypeValue
*fullcoverage20000 INR

plan

identifier: Active Assure Silver (use: official, )

type: Individual

generalCost

Costs

-ValueCurrency
*700000Indian rupee

specificCost

category: Ambulance, device (physical object)

benefit

type: Ambulance, device (physical object)

Costs

-TypeValue
*fullcoverage2000 INR

specificCost

category: Single room (environment)

benefit

type: Single room (environment)

Costs

-TypeValue
*fullcoverage7000 INR

specificCost

category: Intensive care unit (environment)

benefit

type: Intensive care unit (environment)

Costs

-TypeValue
*fullcoverage14000 INR

specificCost

category: Home care of patient

benefit

type: Home care of patient

Costs

-TypeValue
*fullcoverage70000 INR

Source1

{
  "resourceType": "InsurancePlan",
  "id": "example-01",
  "meta": {
    "versionId": "1",
    "profile": [
      "https://nrces.in/ndhm/fhir/r4/StructureDefinition/InsurancePlan"
    ]
  },
  "text": {
    "status": "extensions",
    "div": "<!-- snip (see above) -->"
  },
  "extension": [
    {
      "extension": [
        {
          "url": "category",
          "valueCodeableConcept": {
            "coding": [
              {
                "system": "https://nrces.in/ndhm/fhir/r4/CodeSystem/ndhm-supportinginfo-category",
                "code": "POI",
                "display": "Proof of identity"
              }
            ]
          }
        },
        {
          "url": "code",
          "valueCodeableConcept": {
            "coding": [
              {
                "system": "https://nrces.in/ndhm/fhir/r4/CodeSystem/ndhm-identifier-type-code",
                "code": "ADN",
                "display": "Adhaar number"
              }
            ]
          }
        }
      ],
      "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-SupportingInfoRequirement"
    },
    {
      "extension": [
        {
          "url": "category",
          "valueCodeableConcept": {
            "coding": [
              {
                "system": "https://nrces.in/ndhm/fhir/r4/CodeSystem/ndhm-supportinginfo-category",
                "code": "POA",
                "display": "Proof of address"
              }
            ]
          }
        },
        {
          "url": "code",
          "valueCodeableConcept": {
            "coding": [
              {
                "system": "http://terminology.hl7.org/CodeSystem/v2-0203",
                "code": "PPN",
                "display": "Passport number"
              }
            ]
          }
        }
      ],
      "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-SupportingInfoRequirement"
    },
    {
      "extension": [
        {
          "url": "category",
          "valueCodeableConcept": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "277011002",
                "display": "Pre-existing disease in renal transplant"
              }
            ]
          }
        },
        {
          "url": "statement",
          "valueString": "Expenses related to the treatment of a pre-existing Disease (PED) and its direct complications shall be excluded untit the expiry of 48 months"
        }
      ],
      "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-Exclusion"
    },
    {
      "extension": [
        {
          "url": "category",
          "valueCodeableConcept": {
            "text": "Specified disease"
          }
        },
        {
          "url": "statement",
          "valueString": "Expenses related to the treatment of a listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first policy with us."
        },
        {
          "url": "item",
          "valueCodeableConcept": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "86077009",
                "display": "Operation for glaucoma"
              }
            ]
          }
        }
      ],
      "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-Exclusion"
    }
  ],
  "identifier": [
    {
      "system": "https://irdai.gov.in",
      "value": "761234556546"
    }
  ],
  "status": "active",
  "type": [
    {
      "coding": [
        {
          "system": "https://nrces.in/ndhm/fhir/r4/CodeSystem/ndhm-insuranceplan-type",
          "code": "01",
          "display": "Hospitalisation Indemnity Policy"
        }
      ]
    }
  ],
  "name": "Active Assure Silver",
  "period": {
    "start": "2023-09-10",
    "end": "2024-09-10"
  },
  "ownedBy": {
    "reference": "Organization/example-02"
  },
  "administeredBy": {
    "reference": "Organization/example-02"
  },
  "coverage": [
    {
      "extension": [
        {
          "extension": [
            {
              "url": "claim-condition",
              "valueString": "The Hospitalization is medically necessary and follows the written advice of a Medical Practitioner"
            }
          ],
          "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-Condition"
        }
      ],
      "type": {
        "coding": [
          {
            "system": "http://snomed.info/sct",
            "code": "737481003",
            "display": "Inpatient care management (procedure)"
          }
        ]
      },
      "benefit": [
        {
          "type": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "309904001",
                "display": "Intensive care unit (environment)"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "87612001",
                "display": "Blood"
              }
            ]
          }
        },
        {
          "type": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "24099007",
                "display": "Oxygen (substance)"
              }
            ]
          }
        }
      ]
    },
    {
      "type": {
        "coding": [
          {
            "system": "http://snomed.info/sct",
            "code": "710967003",
            "display": "Management of health status after discharge from hospital (procedure)"
          }
        ]
      },
      "benefit": [
        {
          "extension": [
            {
              "extension": [
                {
                  "url": "claim-condition",
                  "valueString": "Medical Expenses incurred up to 90 days after discharge from the hospital"
                }
              ],
              "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-Condition"
            }
          ],
          "type": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "710967003",
                "display": "Management of health status after discharge from hospital (procedure)"
              }
            ]
          },
          "limit": [
            {
              "value": {
                "value": 90,
                "comparator": "<=",
                "unit": "day"
              }
            }
          ]
        }
      ]
    },
    {
      "type": {
        "coding": [
          {
            "system": "http://snomed.info/sct",
            "code": "409972000",
            "display": "Pre-hospital care (situation)"
          }
        ]
      },
      "benefit": [
        {
          "type": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "409972000",
                "display": "Pre-hospital care (situation)"
              }
            ]
          },
          "limit": [
            {
              "value": {
                "value": 60,
                "comparator": "<=",
                "unit": "day"
              }
            }
          ]
        }
      ]
    },
    {
      "extension": [
        {
          "extension": [
            {
              "url": "claim-condition",
              "valueString": "We have accepted a claim for In-patient Hospitalization under Section C.I.(a) above for the same Illness/ Injur"
            }
          ],
          "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-Condition"
        }
      ],
      "type": {
        "coding": [
          {
            "system": "http://snomed.info/sct",
            "code": "49122002",
            "display": "Ambulance, device (physical object)"
          }
        ]
      },
      "benefit": [
        {
          "extension": [
            {
              "extension": [
                {
                  "url": "claim-condition",
                  "valueString": "Per policy limits is up to 10% of the Sum Insured."
                }
              ],
              "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-Condition"
            }
          ],
          "type": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "49122002",
                "display": "Ambulance, device (physical object)"
              }
            ]
          }
        }
      ]
    },
    {
      "extension": [
        {
          "extension": [
            {
              "url": "claim-condition",
              "valueString": "The Medical Expenses are incurred, including for any procedure which requires a period of specialized observation or care after completion of the procedure undertaken by an Insured Person as Day Care Treatment"
            }
          ],
          "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-Condition"
        }
      ],
      "type": {
        "coding": [
          {
            "system": "http://snomed.info/sct",
            "code": "737850002",
            "display": "Day care case management"
          }
        ]
      },
      "benefit": [
        {
          "type": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "737850002",
                "display": "Day care case management"
              }
            ]
          }
        }
      ]
    },
    {
      "extension": [
        {
          "extension": [
            {
              "url": "claim-condition",
              "valueString": "The donation conforms to The Transplantation of Human Organs Act 1994 and the organ is for the use of the Insured Person"
            }
          ],
          "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-Condition"
        }
      ],
      "type": {
        "coding": [
          {
            "system": "http://snomed.info/sct",
            "code": "105461009",
            "display": "Organ donor"
          }
        ]
      },
      "benefit": [
        {
          "extension": [
            {
              "extension": [
                {
                  "url": "claim-condition",
                  "valueString": "This coverage is subject to a limit of 10% of the Sum Insured or Rupees One Lakh whichever is less."
                }
              ],
              "url": "https://nrces.in/ndhm/fhir/r4/StructureDefinition/Claim-Condition"
            }
          ],
          "type": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "105461009",
                "display": "Organ donor"
              }
            ]
          }
        }
      ]
    }
  ],
  "plan": [
    {
      "identifier": [
        {
          "use": "official",
          "value": "Active Assure Silver"
        }
      ],
      "type": {
        "coding": [
          {
            "system": "https://nrces.in/ndhm/fhir/r4/CodeSystem/ndhm-plan-type",
            "code": "01",
            "display": "Individual"
          }
        ]
      },
      "generalCost": [
        {
          "cost": {
            "value": 200000,
            "currency": "INR"
          }
        }
      ],
      "specificCost": [
        {
          "category": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "49122002",
                "display": "Ambulance, device (physical object)"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://snomed.info/sct",
                    "code": "49122002",
                    "display": "Ambulance, device (physical object)"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "coding": [
                      {
                        "code": "fullcoverage"
                      }
                    ]
                  },
                  "value": {
                    "value": 2000,
                    "unit": "INR"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "224663004",
                "display": "Single room (environment)"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://snomed.info/sct",
                    "code": "224663004",
                    "display": "Single room (environment)"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "coding": [
                      {
                        "code": "fullcoverage"
                      }
                    ]
                  },
                  "value": {
                    "value": 2000,
                    "unit": "INR"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "309904001",
                "display": "Intensive care unit (environment)"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://snomed.info/sct",
                    "code": "309904001",
                    "display": "Intensive care unit (environment)"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "coding": [
                      {
                        "code": "fullcoverage"
                      }
                    ]
                  },
                  "value": {
                    "value": 4000,
                    "unit": "INR"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "60689008",
                "display": "Home care of patient"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://snomed.info/sct",
                    "code": "60689008",
                    "display": "Home care of patient"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "coding": [
                      {
                        "code": "fullcoverage"
                      }
                    ]
                  },
                  "value": {
                    "value": 20000,
                    "unit": "INR"
                  }
                }
              ]
            }
          ]
        }
      ]
    },
    {
      "identifier": [
        {
          "use": "official",
          "value": "Active Assure Silver"
        }
      ],
      "type": {
        "coding": [
          {
            "system": "https://nrces.in/ndhm/fhir/r4/CodeSystem/ndhm-plan-type",
            "code": "01",
            "display": "Individual"
          }
        ]
      },
      "generalCost": [
        {
          "cost": {
            "value": 700000,
            "currency": "INR"
          }
        }
      ],
      "specificCost": [
        {
          "category": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "49122002",
                "display": "Ambulance, device (physical object)"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://snomed.info/sct",
                    "code": "49122002",
                    "display": "Ambulance, device (physical object)"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "coding": [
                      {
                        "code": "fullcoverage"
                      }
                    ]
                  },
                  "value": {
                    "value": 2000,
                    "unit": "INR"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "224663004",
                "display": "Single room (environment)"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://snomed.info/sct",
                    "code": "224663004",
                    "display": "Single room (environment)"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "coding": [
                      {
                        "code": "fullcoverage"
                      }
                    ]
                  },
                  "value": {
                    "value": 7000,
                    "unit": "INR"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "309904001",
                "display": "Intensive care unit (environment)"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://snomed.info/sct",
                    "code": "309904001",
                    "display": "Intensive care unit (environment)"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "coding": [
                      {
                        "code": "fullcoverage"
                      }
                    ]
                  },
                  "value": {
                    "value": 14000,
                    "unit": "INR"
                  }
                }
              ]
            }
          ]
        },
        {
          "category": {
            "coding": [
              {
                "system": "http://snomed.info/sct",
                "code": "60689008",
                "display": "Home care of patient"
              }
            ]
          },
          "benefit": [
            {
              "type": {
                "coding": [
                  {
                    "system": "http://snomed.info/sct",
                    "code": "60689008",
                    "display": "Home care of patient"
                  }
                ]
              },
              "cost": [
                {
                  "type": {
                    "coding": [
                      {
                        "code": "fullcoverage"
                      }
                    ]
                  },
                  "value": {
                    "value": 70000,
                    "unit": "INR"
                  }
                }
              ]
            }
          ]
        }
      ]
    }
  ]
}